
In Zambia, a country where many live in farming villages without access to paved roads, Wyson Lungu has sold over 3,000 bicycles to residents through a deferred payment system, helping them earn more.
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Direct Talk
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In Africa's Republic of Zambia,
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over 80% of the population
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resides in farming regions
outside the range of public transit. -
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The constant need to walk long distances
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is one of the factors
condemning many residents to poverty. -
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Wyson Lungu
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runs a business
providing locals with bicycles, -
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with which he seeks to bring
a major change to the society -
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of farming in the country.
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Owning a bike should be a human right
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because it enables you to move
from one point to the other. -
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How can you have freedom of expression
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but you do not have freedom of movement.
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You know? So these are some of the things
which are very, very, very important. -
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Many people have purchased bikes
from him to haul crops, -
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successfully tripling their earnings.
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Lungu is known in the villages
as a life changer. -
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In this episode,
we learn how his bicycle business -
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is providing new mobility
to Zambian farming communities. -
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Hope Just a Bike Ride Away
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Lusaka, the capital of Zambia.
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Lusaka
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This is where Lungu runs
his bicycle sales company. -
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Good morning.
How are you? -
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Good to see you.
Happy New Year. -
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Since establishing the company in 2018,
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he has sold over 3,000 bicycles
to farming villages. -
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After studying international business
and marketing in America, -
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Lungu returned to Zambia to begin working
at a major telecommunications company. -
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As for what lead him to focus
a business on farming villages, -
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he recalls an experience he had
during a business trip seven years ago. -
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One time in 2016,
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I went to one of the
most remote parts of the country. -
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And whilst passing through the valley,
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the valley, the terrain is
very, very unfriendly. -
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So I had my
four by four's car tires blow out. -
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All four of them.
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And just to get help,
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we had to wait almost 16 hours
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until we saw somebody on a bicycle
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who was ferrying a patient to a local hospital.
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I had to flag him and ask him to say,
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"Listen, could you be able to help us,
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to take us somewhere we can make a phone call
so we can ask for help." -
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So he says
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"I can only do that once I take this person."
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So it took another eight hours
for him to come back. -
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And then I realized,
"Wow." -
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"Mobility is a challenge."
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After waiting a full 24 hours,
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the bicyclist finally returned
to assist Lungu, -
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and transported him
to the village where he lived. -
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I asked that person to say
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"Who's the owner of the bicycle?"
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He told me it was the grandfather.
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And the grandfather only allowed him
to ride that bicycle -
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because he was taking
a patient to the hospital. -
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That's how important
that bike is in the village. -
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It can be a life-and-death situation.
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And I was like,
"Wow." -
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"Let me see how I can bridge the gap
between the Haves and the Have Nots." -
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Instead of me working for
big corporate organizations, -
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let me start something that
I can be able to help ordinary people." -
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Lungu's primary sales locations
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are farming villages
hundreds of kilometers from Lusaka. -
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It's rare for city dwellers
to make trips to the small villages. -
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Along the roads near the villages
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are locals selling goods
like fruit and charcoal. -
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They come from
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10-15km inside these villages.
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So now imagine that
they don't have a bicycle, -
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how do they bring
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for instance, this charcoal
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to the road sides.
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This charcoal here.
You see the charcoal. -
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How do they bring it here?
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These are basically women farmers.
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So these women farmers
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involve themselves
in different farming activities. -
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They live 30 kilometers away from the farm
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and they wake up 03 in the morning
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to report for work at 7:00 hour.
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Can you imagine?
By the time you get to work, you are tired. -
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Then, you work for eight hours.
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Then, you know,
you have to walk another four hours home. -
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I mean, who does that
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in this 21st century.
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Lungu loads a large truck with bicycles
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from his storehouse in Lusaka
to carry to the farming regions. -
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This woman had walked
four hours each day to the tomato fields. -
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After purchasing a bicycle
from Lungu 6 months ago, -
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she gained the ability to quickly
haul large loads of tomatoes to market, -
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more than tripling her income.
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My life have changed really big,
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because I built that house there,
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you can see, it's there.
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Through that bicycle,
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I built the house,
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is here.
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It's not yet finished.
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I have cried with the people
that I have helped -
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because they tell me,
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"You don't know what you've done.
You've just saved my life." -
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When you provide
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an opportunity for somebody
to look after their family, -
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when you provide
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an opportunity to somebody
who had no dream at all. -
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But because you provide them something
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that now has unlocked potential,
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it's so amazing.
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When he began the business,
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Lungu became aware that
there were many people -
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who simply couldn't afford to pay for a bicycle.
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The farmers possessed
very limited cash income. -
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In response, Lungu introduced
a pay-as-you-go system. -
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It allowed for split payments
spanning up to two years. -
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For people who lacked even those funds,
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Lungu agreed to a barter system
with crops or livestock. -
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We also learned very quickly
by understanding that -
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income in the rural areas is very seasonal.
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So what we've done now is that
we're doing barter system. -
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Can you imagine somebody in the rural areas,
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they only have maize as money.
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Because for them
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to convert that maize into cash,
it's a long process. -
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We'll give you a bicycle,
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but the repayment,
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we do not need the money
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because we know it's seasonal.
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You can give us
the commodities that you grow. -
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If you keep animals, say goats,
cattle, sheep, chickens, -
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we will take those
as a payment for the bicycle. -
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It has worked properly.
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When we get those commodities,
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we take those,
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we have off-takers to whom we sell,
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and we still get the cash.
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To implement the pay-as-you-go system,
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Lungu forms associations
with the village councils, -
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allowing them to act
as retailers for his business. -
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The association observes
the living conditions -
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and payment ability of prospective buyers
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to determine who should pay in cash,
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and who is eligible for the barter system,
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for a business model
that considers the needs of locals. -
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We do not provide
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our pay-as-you-go scheme to individuals.
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That individual has to
belong to an association. -
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And the reason for it is that
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we want to ring fence risk
around repayment. -
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So, before we even provide them those things
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we have a minimum of
at least two or three workshops. -
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The idea is to understand
what their needs are. -
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Bicycle purchases come equipped with
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guarantees of free maintenance and repair.
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Maintenance stations
are located in each village. -
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The buyers can drop by
at any time for a tune-up. -
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Looking at the people that we deal with,
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these are people that
do not have enough money. -
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So that they don't have to worry
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that they're going to spend
extra money on repairing the bike. -
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Second is to make sure that the money that
they saved from the repairs of the bicycle, -
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they can use it for other purposes.
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If we were not offering free repairs,
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I can guarantee you that
60 percent of the customers, -
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when a bicycle has a problem,
they will not fix it. -
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It's like health care.
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If healthcare is free,
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people are inclined to come
and seek medical help. -
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Rather than optimize profit,
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Lungu wants to best attend
to the needs of villagers. -
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However, Lungu reiterates that
it's a business all the same. -
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And by the way, we are not a charity.
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We do not give bicycles for free.
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We believe that
whenever you give free things to people, -
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they do not look after them.
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They do not care.
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We want people to pay for something
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which is affordable,
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use it responsibly,
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and be accountable for things which
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they know that are good for their household
and for humanity as well. -
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So this is very, very, very important for us.
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In the farming villages of Zambia,
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many women are responsible
for parenting and housework -
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in addition to their work on the farm.
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Lungu has taken notice of these women.
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He hopes that by providing them
with greater economic opportunities, -
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he can change rural Zambian society
for the better. -
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When you look at a woman,
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she is the driver
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of social and economic power
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at the household level,
at the community level. -
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You can see now
more and more women are stepping up. -
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They are the people making a difference.
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So even if you look at how things are done,
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women are more trustworthy and more truthful.
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You have now more and more women
coming into the limelight. -
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And they are more believable
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because they speak
from a point of experience. -
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Lungu is in the process
of expanding his business -
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in order to provide new employment
opportunities for women. -
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He's recruited people to travel
to Lusaka from their farming villages -
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for a two-week training session
in bicycle repair. -
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Having acquired these skills,
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they become eligible to work
making repairs at their village stations. -
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Why do we do that?
We also want to create a value chain. -
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She's able to provide
free repairs of the bicycle. -
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We create a relationship.
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So they're able to engage with that person,
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understand how they can be able
to maintain their bicycle, -
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and those that want to
also come on the program, -
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they are able now to be signed out
by that particular person we have hired. -
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So that's a local person.
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Now, if the demand is growing,
we do not only need one person. -
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We start now employing, two, three, or four.
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So that's how we create this value,
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and now at scale, we are able to
transform an entire community. -
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In expanding his business,
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Lungu has a particular reason for focusing on
the potential and diligence of local women. -
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As a child, he had a strong role model.
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So for me, this has a very personal code,
especially when I talk about my mother. -
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Because of perseverant
and hard work and discipline, -
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we were able to pull it through,
but because of the help of my mother. -
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That's why for me,
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I've taken the conscious decision
that my business, -
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I'll focus 99% on women.
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Lungu's work in providing bicycles
to improve life in farming communities -
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has earned him attention
from both within Zambia and abroad. -
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People call him a life changer.
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In the future,
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he hopes to expand his work
across the entire Republic of Zambia. -
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Zambia is a mining country.
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We are the second largest producer of copper.
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But one day copper will finish.
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But something which is
sustainable is agriculture. -
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Us dealing with farmers,
we also want to build capacity -
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so that we can have more farmers
who grow more food -
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and then we're able to feed the country,
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other than feeding the country,
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whatever is in excess, surplus,
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we can be able to export it
to other neighboring countries. -
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Mind you, Zambia is land linked.
We have seven neighbors surrounding us. -
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So if we grow enough food,
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we can be able to export
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and this means more money
into the pockets of farmers. -
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Wyson Lungu left us with a statement
of the vision he holds for his work. -
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Many people in the world need hope
and drive to live a decent life. -
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The bicycles we give to the poor and women
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provide transforming change.
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This changes the world and lives.
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My passion is to see poor people smile.